Lending infrastructure platform Roopya has raised Rs 4 crore in a seed funding round led by Inflection Point Ventures (IPV). The company will use the funds to scale its lending infrastructure and expand embedded finance capabilities.
Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya offers a SaaS-based lending infrastructure platform for NBFCs and fintech lenders. Its no-code, AI-powered Lending-as-a-Service (LaaS) stack enables financial institutions to launch loan products within 4–6 days.
The platform includes a fully automated Loan Origination System (LOS) covering e-KYC, underwriting, disbursement and collections in compliance with RBI guidelines.
The startup works with over 20 lenders that collectively process more than 30,000 loans per month. In the current fiscal year, it claims to have processed loans worth over Rs 100 crore and operates across 10 states, supporting more than 1,100 point-of-sale terminals.
The brand claims to have reduced operational costs by up to 30% and cut loan processing time by over 50% for its clients.
Roopya currently facilitates around Rs 200 crore in annual loan processing and reports 12% year-on-year growth.
